WRLD

WORLD ACCEPTANCE CORP

branches in Alabama, Georgia  •  FY2026 Annual Report
NYSE 2,907 employees H-1B Visa Sponsor Revenue +3.7% YoY
Revenue
$585M
Net Income
$35M
EBIT Margin
N/A
Diluted EPS
$6.88
Free Cash Flow
$256M
CEO Pay
$2,276,080
R Chad Prashad
$2,276,080

R Chad Prashad's total compensation in FY2026

Base salary $864,037  •  Stock awards $1,299,936. The CEO's pay package is funded by the same company that claims it cannot find qualified American workers for its open positions.

Financial Snapshot — FY2026
Total Revenue
$585M
+3.7% year-over-year
Net Income
$35M
Operating Margin
N/A
Diluted EPS
$6.88
Free Cash Flow
$256M
Dividend / Share
N/A
Stock Buybacks
N/A
Total employees: 2,907
What We Pay the Executives Source: SEC DEF 14A via sec-api.io
CEO Total Compensation
$2,276,080
R Chad Prashad
CEO Base Salary
$864,037
CEO Stock Awards
$1,299,936
Avg. Other NEO Total
N/A
ExecutiveTitleBase SalaryStock AwardsTotal Comp
R Chad Prashad🔍 President and Chief Executive Officer $864,037 $1,299,936 $2,276,080
John L. Calmes, Jr.🔍 Executive Vice President, Chief Financial and Strategy Officer and Treasurer $516,324 $749,998 $1,379,874
D. Clinton Dyer🔍 Executive Vice President and Chief Branch Operations Officer $494,242 $749,998 $1,344,334
Luke J. Umstetter🔍 Senior Vice President, General Counsel, Chief Compliance Officer and Secretary $366,692 $499,924 $905,004
A. Lindsay Caulder🔍 Senior Vice President, Human Resources $326,840 $299,977 $671,530
Scott McIntyre🔍 Senior Vice President, Accounting $326,840 $299,977 $669,042
Jason E. Childers🔍 Senior Vice President, Information Technology $326,840 $299,977 $662,585

SCT = Summary Compensation Table totals from SEC EDGAR DEF 14A proxy statement.

Board of Directors — Who Enables This
DirectorRoleAgeIndependentSinceTenureAnnual PayCommittees
Benjamin E. Robinson III🔍 Director 61 Yes N/A N/A N/A Audit and Compliance
Charles D. Way🔍 Director 72 Yes N/A N/A N/A Compensation and Stock Option, Audit and Compliance
Darrell E. Whitaker🔍 Director 67 Yes N/A N/A N/A Nominating and Corporate Governance, Audit and Compliance
Elizabeth R. Neuhoff🔍 Director 55 Yes N/A N/A N/A Compensation and Stock Option
Ken R. Bramlett, Jr.🔍 Chairman of the Board 66 Yes N/A N/A N/A Nominating and Corporate Governance, Compensation and Stock Option, Audit and Compliance
Scott J. Vassalluzzo🔍 Director 53 Yes N/A N/A N/A Nominating and Corporate Governance, Compensation

Source: SEC EDGAR DEF 14A proxy statement via sec-api.io.

H-1B Visa Dependency Key Metric

Search all WORLD ACCEPTANCE CORP H-1B Labor Condition Applications filed with the U.S. Dept. of Labor.

🔍 Search H-1B Records for WORLD ACCEPTANCE CORP

Source: U.S. Dept. of Labor OFLC disclosure data. LCA filing does not guarantee a visa was issued.

Shareholder Value Assessment
PositiveRevenue grew 3.7% year-over-year - above inflation.
WatchNet margin of 5.9% - moderate profitability.
PositiveCEO compensation of $2.3M is within range for company size.
WatchCompany employed approximately 2,907 workers globally - see H-1B data below for U.S. displacement risk.

Help Support This Research

This analysis is produced independently — one person, 23 years of data work, living on $1,419/month Social Security. If these reports help you understand how H-1B visas affect American workers, a small donation makes a real difference.

♥ Donate via Square More Reports

💬 Comments & Discussion